Credit Repair with CPN Programs
➤OUR CREDIT REPAIR REQUEST
become a Credit Repair Partner and join the lucrative market yourself!
➤Become a Credit Repair Partner
Having great credit is more important than ever. But why work with us?
We offer a 100% Money Back Guarantee.
We are a company with integrity.
We are very experienced with consumer, business and mortgage credit.
We will be intimately involved with your credit repair experience.
We will be there for you every step of the way.
Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done.
Personalized Dispute Options to Fit Your Exact Credit Repair Needs.
An Experienced Case Analyst and Case Advisor Working Personally With You throughout The Process.
Custom Dispute Letters Submitted On Your Behalf.
Access to Your Case Status and Updated Information - 24 Hours A Day / 7 Days A Week.
We have an excellent track record in helping client's to improve their credit scores:
If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 point in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We have a proven track record of helping clients to raise credit scores quickly and effectively to give you better purchasing power.
Average Client's Credit Score Increase in 6 months:
Average Score Increase in 35 days:
10 points or more 93%
20 points or more 71%
50 points or more 25%
100 points or more 15%
Average Score Increase in 90 days:
10 points or more 97%
20 points or more 82%
50 points or more 40%
100 points or more 25%
Our 100% Guarantee, Cancellation and Return Policy:
You are entitled to a 100% refund on all payments and fees, if:
- You do not remove more than 25% of all the negatives worked on.
- You have had six months from the time you retain our services.
- You have at least four negatives on the credit report at the time of sign-up.
- You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
- You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
You should receive updated credit reports every 15-45 days and make us aware if updated reports have not been received.
You may cancel services at any time. Please notify us in writing 7 days before the next billing period.
Pricing for Credit Education and Document Preparation:
We have fees as low as $59 a month
We do not charge an hourly fee
We charge less than you would pay for a few hours with an attorney
We do not stick you with any hidden fees
We will be there for you every step of the way
We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies. Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done.
Debt vs. credit available
How long you’ve had credit
New credit (number of times you’ve applied for credit)
Credit mix or how many different types of credit you have
Two = 65%
For many consumers, debt – from credit card bills and hospital financing to personal credit lines and business loans – offers an apparent escape from day-to-day financial pressures.
Not all forms of credit are actively bad, and many folks are able to use debt as a responsible means of augmenting their purchasing power. When you’re dealing with a million competing priorities, however, it can be tough to keep your finances straight. If your expenses are rising faster than your income, you can only keep up this dance for so long.
Recognizing that you need to do something about your debts is an important first step on your road back to solvency. Whether your credit problems have become a pressing emergency or you’re merely looking to shore up your finances before it’s too late, you have several plausible options at your disposal.
Minimum monthly payments can be shockingly low. If you’re carrying a balance of $10,000 on a single credit card, your monthly payment could be just $200 per month. Depending on your income, that could be perfectly manageable for you and your family.
Of course, credit card companies want something in return for your trouble, and they get it in the form of sky-high interest rates.
Here’s an example. If you make the minimum payment on a $10,000 balance with an 18 percent interest rate, it’ll take 46 years to pay off your balance and cost you an extra $28,000 in interest payments. With an interest rate of 21 percent, the same balance will take 87 years to pay off and accrue more than $64,000 in additional interest charges.
Ready to get out of debt? Contact us to get a free debt relief quote and see how we may be able to help get your credit repaired.
Worse, these figures only apply to folks who stop using their credit cards. If you keep making charges, you’ll find yourself even deeper in the hole.
Happily, consumer protection laws now require credit card issuers to disclose the precise length of time that the “minimum payment plan” takes to work for each customer. When you get your next credit card bill, look for the box that says something like “If you make only the minimum payment on this balance, you will pay a total of ‘X’ dollars and take ‘Y’ years to pay off your balance.”
Those ‘X’ and ‘Y’ values might just shock you.
A debt consolidation loan works like any other unsecured debt. As long as you make your payments in full and on time, you’ll eventually pay off the loan. For consumers with good credit and sizable debts, this may be an attractive option.
There’s a catch. While debt consolidation lenders are happy to lend to low-risk consumers at market rates, they’re loath to work with people who have poor or mediocre credit. In fact, most banks won’t offer a debt consolidation loan with bad credit.
This isn’t good news for the millions of American consumers who struggle with mounting debts and less-than-perfect credit scores. Since carrying long-term debts increases your chances of missing a payment, running up excessive balances or damaging your credit in either ways, debt consolidation lenders don’t have a very big pool of potential applicants at their disposal. Unless you’ve been fortunate enough to maintain a stellar credit score during your debt struggles, you might have to look elsewhere for help.
We have plenty of literature about the bankruptcy process on this site, so we won’t go into all the details here.
It’s important to remember, however, that bankruptcy is a very public matter. Once you begin the process, it’ll be a long time before you can hide the fact that it happened.
Declaring bankruptcy results in an immediate hit to your credit score. As you work through the process, you run the risk of losing important assets like your car, home, family heirlooms and more.
Over time, bankruptcy might come back to bite you in unexpected ways. If your employer requires you to carry a security clearance, there’s a chance that it could be rescinded. If you’re applying for a mortgage or rental property, your brush with insolvency could disqualify you from consideration. Depending on your area of expertise, you might even find it difficult to find or keep a job.
The credit repair we offer, we do not ghost the negative items, but we have them deleted!
It is not a quick fix, it will take around 30 - 45 business (No holidays, or weekends) days to see the deletions appear on your credit file. Anyone who says sooner, is lying to you. There are NO QUICK fixes with negative credit deletions. Yes some offer them to come off instantly, but they will start to report again. Best thing to always remember, if it seems to good to be true, it probably is.
We understand that every credit situation is different. That is why we believe in creating a customized Game Plan specifically with your credit goals in mind. Rest assured we employ the fastest, most effective approach to credit repair – it's nice to know you can expect progress every month.